TricountThe expense-splitting pioneer, now owned by bank bunq.
- Price
- Free
- Platforms
- iOSAndroid
Free and ad-free, but the app pushes the bunq banking ecosystem.
Comparison
Tricount vs CountClub: the full comparison (2026)
Two free expense-splitting apps, two philosophies. We compared 33 features and how each handles privacy.
Tricount5.9/10
vs
CountClub9.5/10
In short
Tricount and CountClub are both free and ad-free. Tricount, owned by bank bunq, is the most widely installed and leans on banking integration — but its new version dropped CSV/PDF export, advanced stats and personal mode. CountClub covers more features for free (automatic reminders, export, payment methods, multiple payers, group closing) and stays an independent publisher. Tricount keeps the edge on brand awareness and light/dark theme.
Both apps at a glance
Tricount
CountClub100% free expense splitting, no ads.
- Price
- Free
- Platforms
- iOSAndroid
All features unlocked, no ads, no limits.
Full feature comparison
33 features compared, weighted by importance. Verified, dated data.
LegendIncluded, free€PaidNot available
| Feature | Tricount | CountClub |
|---|---|---|
| Balances & settle-up plan | Included, free | Included, free |
| Debt simplificationMinimises the number of transfers to settle a group. | Included, free | Included, free |
| Multi-currency conversion | Included, free | Included, free |
| Expense search | Included, free | Included, free |
| Offline mode & sync | Included, free | Included, free |
| Automatic payment remindersConfigurable nudges. Neither competitor offers this. | Not available | Included, free |
| CSV / PDF exportTricount removed export from its new app. | Not available | Included, free |
| Unlimited expensesNo limit on the number of expenses. | Included, free | Included, free |
| Receipt photo | Included, free | Included, free |
| Per-group share link | Included, free | Included, free |
| Multilingual (FR / EN)CountClub is available in French and English. | Included, free | Included, free |
| Full action history | Not available | Included, free |
| No adsNo ads in the app. | Included, free | Included, free |
| Show how to get paid (IBAN, PayPal…)Payment methods linked to your profile. Specific to CountClub. | Not available | Included, free |
| Expense import (CSV) | Included, free | Included, free |
| Fine-grained notifications | ~Partial | Included, free |
| Automatic expense emoji | Included, free | Included, free |
| Fun phrases & accounts | Not available | Included, free |
| Split by equal, shares, % and amountsTricount does not offer percentage splits. | ~Partial | Included, free |
| Share QR code | Included, free | Included, free |
| Quick sign-in (Google, Apple, Face ID) | Not available | Included, free |
| Scheduled group closing | Not available | Included, free |
| Regenerate the invite link | Not available | Included, free |
| Independent publisher (not a bank)Tricount is owned by bank bunq and promotes its banking integration. | ~Partial | Included, free |
| Multiple payers on one expense | Not available | Included, free |
| Receipt OCR scan (line items) | Not available | Not available |
| Stats & charts | ~Basic | Included, free |
| Emoji customisation | Included, free | Included, free |
| Referral programme | Not available | Included, free |
| Merge debts between members | Not available | Included, free |
| GDPR account deletion | Included, free | Included, free |
| Light / dark theme | Included, free | Not available |
Strengths and limitations
TricountStrengths
- Very well-known, strong network effect (millions of users)
- Light/dark theme
- Free and ad-free
Limitations
- Removed CSV/PDF export, advanced stats and personal mode
- No automatic reminders or profile payment methods
- No multiple payers and no percentage splits
- Owned by bank bunq and pushes its ecosystem
CountClubStrengths
- 100% free, no ads, no expense limits
- Automatic payment reminders (absent from Tricount)
- Payment methods on your profile (IBAN, PayPal, Revolut…)
- Multiple payers per expense, group closing and debt merging
- CSV/PDF export included, and an independent publisher
- Playful touches that make you smile: confetti, animations and Coach Léon 🐷
Limitations
- No light/dark theme
- Less well-known than Tricount
Which app for which use?
Group trips
CountClubOur pick
Free multi-currency, automatic reminders and profile payment methods: ideal for a group trip.
Flatshare
CountClubOur pick
Recurring expenses, period closing and automatic nudges for a drama-free flatshare.
Couples
CountClubOur pick
Debt merging consolidates a couple's accounts into a single balance.
Nights out & dining
TricountOur pick
For a one-off event, if everyone already has Tricount, it's the quickest to start.
FAQ
Frequently asked questions
The verdict
Looking for the best-known app with a dark theme? Tricount remains a safe bet, especially now it's fully free again.
Want the most features with no payment, no ads and no dependence on a bank? CountClub goes further: automatic reminders, payment methods, multiple payers, export and group closing, all for free.
Our recommendation: try CountClub for your next trip or flatshare. It's free with no commitment.
Methodology & sources
Each feature is scored by importance, from hands-on testing and dated public sources. Comparison edited by the CountClub team.
Sources
Updated June 19, 2026
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