No sign-up and no ads, but capped at a single group.
- Price
- €3.99 one-off (Plus)
- Platforms
- iOSAndroid
Free for one group only; Splid Plus at €3.99 one-off for unlimited groups, Excel export and categories.
Comparison
Two ad-free apps, two very different limits. We compared 45 features, from the number of groups to how expenses are split.
In short
Splid is the fastest app to get going: no sign-up, a group created and shared by link in seconds, more than 150 currencies converted for free and no ads. The trade-off is stark: the free version is capped at a single group, a second one costs €2.99, and Splid Plus is a €3.99 one-off for unlimited groups, Excel export and categories. Splid handles no receipt photos, no QR code, no payment reminders and no exact-amount splits. CountClub is unlimited, free and ad-free, but does require an account.
The facts
No sign-up and no ads, but capped at a single group.
Free for one group only; Splid Plus at €3.99 one-off for unlimited groups, Excel export and categories.
100% free expense splitting, no ads.
All features unlocked, no ads, no limits.
45 features compared, weighted by importance. Verified, dated data.
| Feature | Splid | CountClub |
|---|---|---|
| Balances & settle-up planWho owes what, and who pays whom: it's all worked out for you, no math by hand | Included, free | Included, free |
| Debt simplificationThe fewest transfers to settle up: less back-and-forth, everyone squares up fast | Included, free | Included, free |
| Multi-currency conversionEveryone pays in their currency, balances land right in one, zero hassle abroad | Included, free | Included, free |
| Expense searchFind any expense by typing a word or two, even in a long list | Included, free | Included, free |
| Offline mode & syncAdd expenses even with no signal; everything syncs the moment you're back online | Included, free | Included, free |
| Automatic payment remindersStop chasing friends: the app sends the payment nudges for you | Not available | Included, free |
| CSV / PDF exportGrab all your accounts as CSV or PDF, for your records or a spreadsheet: free here | €Paid | Included, free |
| Unlimited expensesLog as many expenses as you like, never hitting a paywall | €Paid | Included, free |
| Receipt photoSnap the receipt and keep the proof right where it belongs, never lost | Not available | Included, free |
| Voice expensesDictate the expense and it pre-fills itself: amount, description, participants and payer | Not available | Included, free |
| Shared listsGroceries, planning, to-dos: shared lists in the group, ticked off in real time | Not available | Included, free |
| Per-group share linkSend one link and friends join the group in a tap, no account needed | Included, free | Included, free |
| Multilingual (FR / EN)The app speaks French and English: everyone uses it in their own language, mixed groups included | Included, free | Included, free |
| Full action historySee who added or changed what, and when: no more doubts about the group's numbers | Not available | Included, free |
| No adsNo ads, ever: a clean app where nothing gets in the way of your accounts | Included, free | Included, free |
| Show how to get paid (IBAN, PayPal…)Show your IBAN, Wero or PayPal so others can pay you back in seconds | Not available | Included, free |
| Per-member balance detailA member's page: their detailed balance and every expense, so you grasp it all at a glance | Included, free | Included, free |
| Expense import (CSV)Start from a file you already have: import expenses from CSV without retyping | Not available | Included, free |
| Fine-grained notificationsPick exactly what pings you: stay on top of the group without notification overload | Included, free | Included, free |
| Automatic expense emojiThe app picks the right emoji for each expense: an easier-to-read list, effortlessly | Not available | Included, free |
| Fun phrases & accountsPlayful touches and cheeky messages that make splitting expenses feel less like a chore | Not available | Included, free |
| Split by equal, shares, % and amountsSplit equally, by shares, by percentage or exact amounts: every situation has its rule | ~Partial | Included, free |
| Share QR codeA QR code to scan and people next to you join the group on the spot, no link to type | Not available | Included, free |
| Quick sign-in (Google, Apple, Face ID)Sign in with one tap via Google, Apple or Face ID: no password to remember | Included, free | Included, free |
| Scheduled group closingSet an end date and the group freezes on its own: the accounts are settled once and for all | Not available | Included, free |
| Regenerate the invite linkLink leaked? Generate a fresh one and stay in control of who can join | Not available | Included, free |
| Independent publisher (not a bank)An independent publisher, not a bank: no one's nudging you to open an account on the side | Included, free | Included, free |
| Coach Léon (AI assistant)Ask questions about the group (who owes what, who pays…) and the AI answers, still in beta | Not available | Included, free |
| Group usable without signing upFriends join the group without creating an account: nobody drops off at sign-up | Included, free | Not available |
| Custom categoriesCreate your own expense labels and file the group's accounts your way | Not available | Included, free |
| Multiple payers on one expenseTwo people footed the same bill? Record who paid what, no need to split the expense in two | Included, free | Included, free |
| Receipt OCR scan (line items)Scan the receipt, the app reads the line items for you: free here, paid on Splitwise | Not available | Included, free |
| Stats & chartsClear charts to see where the group's money goes and spot the big spending | €Paid | Included, free |
| Emoji customisationSwap any expense emoji to your liking for a list that's yours and easy to skim | Not available | Included, free |
| Referral programmeInvite your friends and earn perks when they join the app too | Not available | Included, free |
| Shared member (couple / joint account)A couple counts as one member: a shared balance, yet each person gets their own reminders | Not available | Included, free |
| Merge debts between membersSomeone covering another's debt? Move it onto them and keep the balances accurate | Not available | Included, free |
| GDPR account deletionLeave whenever you want: delete your account and data in a few taps, as the law requires | Included, free | Included, free |
| Loyalty programme“Le Club”: rack up points by referring friends and unlock perks along the way | Not available | Included, free |
| Light / dark themeA dark mode to spare your eyes at night and match your phone's theme | Included, free | Not available |
€3.99 one-off (Plus)
Free for one group only; Splid Plus at €3.99 one-off for unlimited groups, Excel export and categories.
Free
All features unlocked, no ads, no limits.
Splid and CountClub are both ad-free, but Splid draws a line where CountClub doesn't. Splid's free version handles only one group: for a second one you buy the “2 groups” option at €2.99 or Splid Plus at €3.99, which adds Excel export and categories. On CountClub, the number of counts, members and expenses is unlimited, and nothing is reserved for a paid tier.
Strengths
Limitations
Strengths
Limitations
Group trips
A trip is planned, lived then settled: multi-currency, receipt scanning, reminders and payment methods are included, and nothing blocks you on trip number two.
Flatshare
A flatshare lasts: shared lists, action history and automatic nudges keep the peace, with no cap on counts.
Couples
Shared members and debt merging consolidate a couple's accounts into one balance.
Nights out & dining
For a one-off night out, no follow-up and no sign-up, a single group is enough: Splid is unbeatable on setup speed.
FAQ
Splitting one bill, once, with people who won't install or sign up for anything? Splid is excellent, and its one-group cap won't even show.
Stacking up trips, weekends and flatshare accounts? The cap arrives fast, and the app lacks receipt photos, reminders and a QR code. CountClub does all of that for free, ad-free and with no group counter.
Our recommendation: keep Splid for the one-off, install CountClub for everything after. Both are free to try.
Each feature is scored by importance, from hands-on testing and dated public sources. Comparison edited by the CountClub team.
Sources
Updated July 29, 2026
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