Comparison

Splid vs CountClub: the full comparison (2026)

Two ad-free apps, two very different limits. We compared 45 features, from the number of groups to how expenses are split.

Splid4.4/10
vs
CountClub9.0/10

In short

Splid is the fastest app to get going: no sign-up, a group created and shared by link in seconds, more than 150 currencies converted for free and no ads. The trade-off is stark: the free version is capped at a single group, a second one costs €2.99, and Splid Plus is a €3.99 one-off for unlimited groups, Excel export and categories. Splid handles no receipt photos, no QR code, no payment reminders and no exact-amount splits. CountClub is unlimited, free and ad-free, but does require an account.

The facts

  • Splid works without signing up: you create a group and share it with a link, no account and no email address.
  • Splid's free version is limited to a single group.
  • On Splid, the “2 groups” option costs €2.99 and Splid Plus €3.99, both one-off payments.
  • Splid Plus unlocks unlimited groups, Excel export and expenses by category.
  • Splid automatically converts more than 150 currencies at no extra cost.
  • Splid shows no ads, just like CountClub.
  • Splid does not let you attach a receipt photo to an expense, nor generate an invite QR code.
  • As of 29 July 2026, Splid's Android app has not been updated since August 2025.
  • CountClub sets no limit on the number of counts or expenses, and shows no ads.

Both apps at a glance

SplidSplid
4.4/10

No sign-up and no ads, but capped at a single group.

Price
€3.99 one-off (Plus)

Free for one group only; Splid Plus at €3.99 one-off for unlimited groups, Excel export and categories.

Platforms
iOSAndroid
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CountClubCountClub
9.0/10

100% free expense splitting, no ads.

Price
Free

All features unlocked, no ads, no limits.

Platforms
iOSAndroid
Visit site

Full feature comparison

45 features compared, weighted by importance. Verified, dated data.

LegendIncluded, freePaidNot available
FeatureSplidCountClub
Balances & settle-up planWho owes what, and who pays whom: it's all worked out for you, no math by handIncluded, freeIncluded, free
Debt simplificationThe fewest transfers to settle up: less back-and-forth, everyone squares up fastIncluded, freeIncluded, free
Multi-currency conversionEveryone pays in their currency, balances land right in one, zero hassle abroadIncluded, freeIncluded, free
Expense searchFind any expense by typing a word or two, even in a long listIncluded, freeIncluded, free
Offline mode & syncAdd expenses even with no signal; everything syncs the moment you're back onlineIncluded, freeIncluded, free
Automatic payment remindersStop chasing friends: the app sends the payment nudges for youNot availableIncluded, free
CSV / PDF exportGrab all your accounts as CSV or PDF, for your records or a spreadsheet: free herePaidIncluded, free
Unlimited expensesLog as many expenses as you like, never hitting a paywallPaidIncluded, free
Receipt photoSnap the receipt and keep the proof right where it belongs, never lostNot availableIncluded, free
Voice expensesDictate the expense and it pre-fills itself: amount, description, participants and payerNot availableIncluded, free
Shared listsGroceries, planning, to-dos: shared lists in the group, ticked off in real timeNot availableIncluded, free
Per-group share linkSend one link and friends join the group in a tap, no account neededIncluded, freeIncluded, free
Multilingual (FR / EN)The app speaks French and English: everyone uses it in their own language, mixed groups includedIncluded, freeIncluded, free
Full action historySee who added or changed what, and when: no more doubts about the group's numbersNot availableIncluded, free
No adsNo ads, ever: a clean app where nothing gets in the way of your accountsIncluded, freeIncluded, free
Show how to get paid (IBAN, PayPal…)Show your IBAN, Wero or PayPal so others can pay you back in secondsNot availableIncluded, free
Per-member balance detailA member's page: their detailed balance and every expense, so you grasp it all at a glanceIncluded, freeIncluded, free
Expense import (CSV)Start from a file you already have: import expenses from CSV without retypingNot availableIncluded, free
Fine-grained notificationsPick exactly what pings you: stay on top of the group without notification overloadIncluded, freeIncluded, free
Automatic expense emojiThe app picks the right emoji for each expense: an easier-to-read list, effortlesslyNot availableIncluded, free
Fun phrases & accountsPlayful touches and cheeky messages that make splitting expenses feel less like a choreNot availableIncluded, free
Split by equal, shares, % and amountsSplit equally, by shares, by percentage or exact amounts: every situation has its rule~PartialIncluded, free
Share QR codeA QR code to scan and people next to you join the group on the spot, no link to typeNot availableIncluded, free
Quick sign-in (Google, Apple, Face ID)Sign in with one tap via Google, Apple or Face ID: no password to rememberIncluded, freeIncluded, free
Scheduled group closingSet an end date and the group freezes on its own: the accounts are settled once and for allNot availableIncluded, free
Regenerate the invite linkLink leaked? Generate a fresh one and stay in control of who can joinNot availableIncluded, free
Independent publisher (not a bank)An independent publisher, not a bank: no one's nudging you to open an account on the sideIncluded, freeIncluded, free
Coach Léon (AI assistant)Ask questions about the group (who owes what, who pays…) and the AI answers, still in betaNot availableIncluded, free
Group usable without signing upFriends join the group without creating an account: nobody drops off at sign-upIncluded, freeNot available
Custom categoriesCreate your own expense labels and file the group's accounts your wayNot availableIncluded, free
Multiple payers on one expenseTwo people footed the same bill? Record who paid what, no need to split the expense in twoIncluded, freeIncluded, free
Receipt OCR scan (line items)Scan the receipt, the app reads the line items for you: free here, paid on SplitwiseNot availableIncluded, free
Stats & chartsClear charts to see where the group's money goes and spot the big spendingPaidIncluded, free
Emoji customisationSwap any expense emoji to your liking for a list that's yours and easy to skimNot availableIncluded, free
Referral programmeInvite your friends and earn perks when they join the app tooNot availableIncluded, free
Shared member (couple / joint account)A couple counts as one member: a shared balance, yet each person gets their own remindersNot availableIncluded, free
Merge debts between membersSomeone covering another's debt? Move it onto them and keep the balances accurateNot availableIncluded, free
GDPR account deletionLeave whenever you want: delete your account and data in a few taps, as the law requiresIncluded, freeIncluded, free
Loyalty programme“Le Club”: rack up points by referring friends and unlock perks along the wayNot availableIncluded, free
Light / dark themeA dark mode to spare your eyes at night and match your phone's themeIncluded, freeNot available

What it really costs

SplidSplid

€3.99 one-off (Plus)

Free for one group only; Splid Plus at €3.99 one-off for unlimited groups, Excel export and categories.

CountClubCountClub

Free

All features unlocked, no ads, no limits.

Splid and CountClub are both ad-free, but Splid draws a line where CountClub doesn't. Splid's free version handles only one group: for a second one you buy the “2 groups” option at €2.99 or Splid Plus at €3.99, which adds Excel export and categories. On CountClub, the number of counts, members and expenses is unlimited, and nothing is reserved for a paid tier.

Strengths and limitations

SplidSplid

Strengths

  • No sign-up: the group is shared by link within seconds
  • No ads
  • More than 150 currencies converted for free
  • Clean interface, very well rated on the stores
  • Light/dark theme

Limitations

  • A single group in the free version
  • Excel export, categories and unlimited groups are paid
  • No receipt photos, no QR code, no payment reminders
  • No exact-amount splits and no action history
  • Android app not updated since August 2025
CountClubCountClub

Strengths

  • Unlimited counts and expenses, for free
  • Receipt photos and scanning, absent from Splid
  • Automatic payment reminders and payment methods on your profile
  • Exact-amount splits, invite QR code and action history
  • Free CSV and PDF export, where Splid charges for Excel export
  • Shared lists, statistics and Coach Léon 🐷 included

Limitations

  • Requires an account, whereas Splid starts with no sign-up
  • No light/dark theme
  • 30+ currencies versus more than 150 on Splid

Which app for which use?

Group trips

CountClubOur pick

A trip is planned, lived then settled: multi-currency, receipt scanning, reminders and payment methods are included, and nothing blocks you on trip number two.

Flatshare

CountClubOur pick

A flatshare lasts: shared lists, action history and automatic nudges keep the peace, with no cap on counts.

Couples

CountClubOur pick

Shared members and debt merging consolidate a couple's accounts into one balance.

Nights out & dining

SplidOur pick

For a one-off night out, no follow-up and no sign-up, a single group is enough: Splid is unbeatable on setup speed.

FAQ

Frequently asked questions

The verdict

Splitting one bill, once, with people who won't install or sign up for anything? Splid is excellent, and its one-group cap won't even show.

Stacking up trips, weekends and flatshare accounts? The cap arrives fast, and the app lacks receipt photos, reminders and a QR code. CountClub does all of that for free, ad-free and with no group counter.

Our recommendation: keep Splid for the one-off, install CountClub for everything after. Both are free to try.

Methodology & sources

Each feature is scored by importance, from hands-on testing and dated public sources. Comparison edited by the CountClub team.

Try CountClub, it's free.

Download the app, create your first count, share the link. No ads, no limits.