SSplitwise
5.1/10The global reference, with a heavily limited free plan.
- Price
- ≈ $50/yr (Pro)
- Platforms
- iOSAndroidWeb
Free capped at 3 expenses/day with ads; Pro at $4.99/mo or $49.99/yr.
Comparison
Splitwise vs CountClub: the full comparison (2026)
Splitwise has limited its free plan (3 expenses/day, ads). CountClub is entirely free. We compared 33 features, the real cost and the experience.
Splitwise5.1/10
vs
CountClub9.5/10
In short
Splitwise remains the global reference, rich in features — but its free plan is now capped at around 3 expenses per day, with ads, and many features (unlimited expenses, multi-currency, debt simplification, search, receipt scanning, charts) are Splitwise Pro only ($4.99/mo, $49.99/yr). CountClub offers most of these for free and ad-free, plus exclusives (automatic reminders, payment methods, multiple payers, group closing). Splitwise keeps the edge on item-level OCR scanning, persistent friends across groups and broad language coverage. And since CountClub imports Splitwise files, switching costs nothing.
Both apps at a glance
CountClub100% free expense splitting, no ads.
- Price
- Free
- Platforms
- iOSAndroid
All features unlocked, no ads, no limits.
Full feature comparison
33 features compared, weighted by importance. Verified, dated data.
LegendIncluded, free€PaidNot available
| Feature | Splitwise | CountClub |
|---|---|---|
| Balances & settle-up plan | Included, free | Included, free |
| Debt simplificationMinimises the number of transfers to settle a group. | €Paid | Included, free |
| Multi-currency conversion | €Paid | Included, free |
| Expense search | €Paid | Included, free |
| Offline mode & sync | Included, free | Included, free |
| Automatic payment remindersConfigurable nudges. Neither competitor offers this. | Not available | Included, free |
| CSV / PDF exportTricount removed export from its new app. | €Paid | Included, free |
| Unlimited expensesNo limit on the number of expenses. | €Paid | Included, free |
| Receipt photo | Included, free | Included, free |
| Per-group share link | Included, free | Included, free |
| Multilingual (FR / EN)CountClub is available in French and English. | Included, free | Included, free |
| Full action history | Included, free | Included, free |
| No adsNo ads in the app. | €Paid | Included, free |
| Show how to get paid (IBAN, PayPal…)Payment methods linked to your profile. Specific to CountClub. | Not available | Included, free |
| Expense import (CSV) | Not available | Included, free |
| Fine-grained notifications | Included, free | Included, free |
| Automatic expense emoji | Not available | Included, free |
| Fun phrases & accounts | Not available | Included, free |
| Split by equal, shares, % and amountsTricount does not offer percentage splits. | Included, free | Included, free |
| Share QR code | Included, free | Included, free |
| Quick sign-in (Google, Apple, Face ID) | Not available | Included, free |
| Scheduled group closing | Not available | Included, free |
| Regenerate the invite link | Included, free | Included, free |
| Independent publisher (not a bank)Tricount is owned by bank bunq and promotes its banking integration. | Included, free | Included, free |
| Multiple payers on one expense | Not available | Included, free |
| Receipt OCR scan (line items) | €Paid | Not available |
| Stats & charts | €Paid | Included, free |
| Emoji customisation | Not available | Included, free |
| Referral programme | Not available | Included, free |
| Merge debts between members | Not available | Included, free |
| GDPR account deletion | Included, free | Included, free |
| Persistent friends across groups | Included, free | Not available |
| Light / dark theme | Not available | Not available |
What it really costs
SSplitwise
≈ $50/yr (Pro)
Free capped at 3 expenses/day with ads; Pro at $4.99/mo or $49.99/yr.
CountClubFree
All features unlocked, no ads, no limits.
This is where it's decided. Splitwise is free… up to about 3 expenses per day, with ads. To use it unlimited and ad-free, you need Splitwise Pro: $4.99/mo or $49.99/yr. CountClub unlocks the equivalent — unlimited expenses, multi-currency, debt simplification, search, export — for free. Over a year, that's ≈ $50 saved.
Strengths and limitations
SSplitwise
Strengths
- Very feature-rich (on Pro), a global reference
- Item-level receipt OCR scanning
- Persistent friends: long-running balances between the same people
- Web + mobile apps and broad language coverage
Limitations
- Free plan capped at ~3 expenses per day
- Ads on the free plan
- Key features paywalled (≈ $50/yr): unlimited, multi-currency, simplification, search, export
- Primarily built for the English-speaking market
CountClubStrengths
- 100% free, no ads, no expense limits
- Free unlocks what Splitwise charges for (unlimited, multi-currency, simplification, search, export)
- Exclusives: auto reminders, payment methods, multiple payers, closing, debt merging
- Splitwise-format CSV import to migrate in minutes
- Playful touches that make you smile: confetti, animations and Coach Léon 🐷
Limitations
- No item-level OCR scanning
- No persistent friends across groups
- French and English only
- Mobile only (iOS/Android), no web app
Which app for which use?
Group trips
CountClubOur pick
Free multi-currency and unlimited expenses — where Splitwise charges or limits them.
Flatshare
CountClubOur pick
No expense limits and no ads for a flatshare's daily flow.
Couples
CountClubOur pick
Debt merging and payment methods to settle up easily as a couple.
Nights out & dining
SplitwiseOur pick
If your crew keeps long-running balances and wants item-level OCR, Splitwise stays handy.
FAQ
Frequently asked questions
The verdict
Splitwise remains an excellent app if you keep long-running balances with the same friends, want item-level OCR scanning or broad language coverage. Provided you accept ads or pay ≈ $50/yr for Pro.
If you just want to split expenses with no limits, no ads and no payment, CountClub does the essentials for free and adds features Splitwise lacks: automatic reminders, payment methods, multiple payers. And since CountClub imports Splitwise files, switching costs nothing.
Our recommendation: import your latest Splitwise into CountClub and compare for yourself.
Methodology & sources
Each feature is scored by importance, from hands-on testing and dated public sources. Comparison edited by the CountClub team.
Try CountClub, it's free.
Download the app, create your first count, share the link. No ads, no limits.