Banana SplitThe long-running French app, free but heavy on ads.
- Price
- $5.49/yr (Premium)
- Platforms
- iOSAndroid
Free with very frequent ads; Premium at $0.99/mo or $5.49/yr to remove them.
Comparison
Banana Split vs CountClub: the full comparison (2026)
Two French expense-splitting apps, two business models. We compared 45 features, ads and paywall included.
Banana Split4.5/10
vs
CountClub9.0/10
In short
Banana Split is one of the oldest French expense-splitting apps, available since 2012. Its free version shows very frequent ads, and receipt photos, categories, export and using several currencies within one event all sit behind a Premium subscription ($0.99 per month or $5.49 per year). CountClub is free, ad-free and paywall-free, and adds automatic reminders, payment methods, receipt scanning and shared lists. Banana Split is still quicker to get going, since it works without signing up, and it offers a dark theme.
The facts
- Banana Split has been on the App Store since February 2012, published by French studio oWorld Software.
- Banana Split's free version shows ads; removing them requires the Premium subscription, priced at $0.99 per month or $5.49 per year.
- On Banana Split, receipt photos, expense categories, export and using several currencies within a single event are reserved for the paid version.
- CountClub is free and ad-free: none of its features are locked behind a subscription.
- Banana Split is rated 4.5 out of 5 on the French App Store, across nearly 5,000 ratings.
- Banana Split offers no automatic payment reminders, no payment methods saved on the profile and no receipt scanning.
- Banana Split does not generate an invite QR code, whereas CountClub provides one for every count.
- Banana Split can be used without creating an account, which CountClub does not allow.
Both apps at a glance
Banana Split
CountClub100% free expense splitting, no ads.
- Price
- Free
- Platforms
- iOSAndroid
All features unlocked, no ads, no limits.
Full feature comparison
45 features compared, weighted by importance. Verified, dated data.
LegendIncluded, free€PaidNot available
| Feature | Banana Split | CountClub |
|---|---|---|
| Balances & settle-up planWho owes what, and who pays whom: it's all worked out for you, no math by hand | Included, free | Included, free |
| Debt simplificationThe fewest transfers to settle up: less back-and-forth, everyone squares up fast | Included, free | Included, free |
| Multi-currency conversionEveryone pays in their currency, balances land right in one, zero hassle abroad | €Paid | Included, free |
| Expense searchFind any expense by typing a word or two, even in a long list | Included, free | Included, free |
| Offline mode & syncAdd expenses even with no signal; everything syncs the moment you're back online | Included, free | Included, free |
| Automatic payment remindersStop chasing friends: the app sends the payment nudges for you | Not available | Included, free |
| CSV / PDF exportGrab all your accounts as CSV or PDF, for your records or a spreadsheet: free here | €Paid | Included, free |
| Unlimited expensesLog as many expenses as you like, never hitting a paywall | Included, free | Included, free |
| Receipt photoSnap the receipt and keep the proof right where it belongs, never lost | €Paid | Included, free |
| Voice expensesDictate the expense and it pre-fills itself: amount, description, participants and payer | Not available | Included, free |
| Shared listsGroceries, planning, to-dos: shared lists in the group, ticked off in real time | Not available | Included, free |
| Per-group share linkSend one link and friends join the group in a tap, no account needed | Included, free | Included, free |
| Multilingual (FR / EN)The app speaks French and English: everyone uses it in their own language, mixed groups included | Included, free | Included, free |
| Full action historySee who added or changed what, and when: no more doubts about the group's numbers | Not available | Included, free |
| No adsNo ads, ever: a clean app where nothing gets in the way of your accounts | €Paid | Included, free |
| Show how to get paid (IBAN, PayPal…)Show your IBAN, Wero or PayPal so others can pay you back in seconds | Not available | Included, free |
| Per-member balance detailA member's page: their detailed balance and every expense, so you grasp it all at a glance | Included, free | Included, free |
| Expense import (CSV)Start from a file you already have: import expenses from CSV without retyping | Not available | Included, free |
| Fine-grained notificationsPick exactly what pings you: stay on top of the group without notification overload | Included, free | Included, free |
| Automatic expense emojiThe app picks the right emoji for each expense: an easier-to-read list, effortlessly | €Paid | Included, free |
| Fun phrases & accountsPlayful touches and cheeky messages that make splitting expenses feel less like a chore | Not available | Included, free |
| Split by equal, shares, % and amountsSplit equally, by shares, by percentage or exact amounts: every situation has its rule | Included, free | Included, free |
| Share QR codeA QR code to scan and people next to you join the group on the spot, no link to type | Not available | Included, free |
| Quick sign-in (Google, Apple, Face ID)Sign in with one tap via Google, Apple or Face ID: no password to remember | Included, free | Included, free |
| Scheduled group closingSet an end date and the group freezes on its own: the accounts are settled once and for all | Not available | Included, free |
| Regenerate the invite linkLink leaked? Generate a fresh one and stay in control of who can join | Not available | Included, free |
| Independent publisher (not a bank)An independent publisher, not a bank: no one's nudging you to open an account on the side | Included, free | Included, free |
| Coach Léon (AI assistant)Ask questions about the group (who owes what, who pays…) and the AI answers, still in beta | Not available | Included, free |
| Group usable without signing upFriends join the group without creating an account: nobody drops off at sign-up | Included, free | Not available |
| Custom categoriesCreate your own expense labels and file the group's accounts your way | €Paid | Included, free |
| Multiple payers on one expenseTwo people footed the same bill? Record who paid what, no need to split the expense in two | Included, free | Included, free |
| Receipt OCR scan (line items)Scan the receipt, the app reads the line items for you: free here, paid on Splitwise | Not available | Included, free |
| Stats & chartsClear charts to see where the group's money goes and spot the big spending | Not available | Included, free |
| Emoji customisationSwap any expense emoji to your liking for a list that's yours and easy to skim | Not available | Included, free |
| Referral programmeInvite your friends and earn perks when they join the app too | Not available | Included, free |
| Shared member (couple / joint account)A couple counts as one member: a shared balance, yet each person gets their own reminders | Not available | Included, free |
| Merge debts between membersSomeone covering another's debt? Move it onto them and keep the balances accurate | Not available | Included, free |
| GDPR account deletionLeave whenever you want: delete your account and data in a few taps, as the law requires | Included, free | Included, free |
| Loyalty programme“Le Club”: rack up points by referring friends and unlock perks along the way | Not available | Included, free |
| Light / dark themeA dark mode to spare your eyes at night and match your phone's theme | Included, free | Not available |
What it really costs
Banana Split$5.49/yr (Premium)
Free with very frequent ads; Premium at $0.99/mo or $5.49/yr to remove them.
CountClubFree
All features unlocked, no ads, no limits.
Banana Split and CountClub are both free to download, but the models differ. Banana Split runs on ads and a Premium subscription at $0.99 per month or $5.49 per year, which removes ads and unlocks multiple currencies within one event, receipt photos, categories and export. CountClub sells no subscription and shows no ads: everything is open from the moment you install it.
Strengths and limitations
Banana SplitStrengths
- Usable without signing up, very quick to start
- Around since 2012, well rated on the French App Store
- Light/dark theme
- Simple interface, built around a single event
Limitations
- Frequent ads in the free version
- Receipt photos, categories, export and multi-currency reserved for Premium
- No automatic reminders or profile payment methods
- No invite QR code, no action history, no receipt scanning
CountClubStrengths
- 100% free, no ads and no locked features
- Receipt photo and scanning included, where Banana Split charges for them
- Automatic payment reminders and payment methods (IBAN, Wero, PayPal, Revolut)
- Free multi-currency within a single count
- CSV and PDF export, action history, invite QR code
- Shared lists and Coach Léon 🐷 to go beyond plain math
Limitations
- Requires an account, while Banana Split works without signing up
- No light/dark theme
- Newer on the French market
Which app for which use?
Group trips
CountClubOur pick
Free multi-currency, receipt scanning and profile payment methods: on a trip, everything is included with no subscription.
Flatshare
CountClubOur pick
Shared lists, period closing and automatic reminders: a flatshare runs without chasing anyone by hand.
Couples
CountClubOur pick
Shared members and debt merging pull a couple's accounts into a single balance.
Nights out & dining
Banana SplitOur pick
For a one-off night out where nobody wants to create an account, Banana Split starts in seconds.
FAQ
Frequently asked questions
The verdict
Want to start an account in ten seconds with nothing to sign up for, just for a night out or a weekend? Banana Split does the job, as long as you accept the ads.
Splitting expenses regularly, on trips or in a flatshare? CountClub keeps everyday features out of the paywall: receipt photos and scanning, multi-currency, export, automatic reminders and payment methods, all free and ad-free.
Our recommendation: try CountClub on your next count. It's free, no commitment and no ads.
Methodology & sources
Each feature is scored by importance, from hands-on testing and dated public sources. Comparison edited by the CountClub team.
Sources
- Banana Split : fiche App Store (France)
- Banana Split : fiche Google Play (France)
- CountClub : site officiel
Updated July 29, 2026
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