Which expense-splitting app should you choose?

Splitting a trip's bills, a flatshare's groceries or a weekend's expenses: three apps dominate. CountClub is 100% free and unlimited; Tricount, the most installed, keeps it simple; Splitwise, the global reference, is feature-rich but its free plan is capped. Here's how to choose for your use case.

The three apps at a glance

CountClubCountClub
9.5/10

Best for

The most features with no payment, no ads, no limits. Plus automatic reminders and payment methods.

Free
View app
TricountTricount
5.9/10

Best for

Simple, mainstream use when everyone already has it. Free since the bunq acquisition.

Free
Full comparison
SplitwiseSplitwise
5.1/10

Best for

Long-running international balances with receipt scanning — provided you accept ads or pay.

≈ $50/yr (Pro)
Full comparison

How to choose for your situation

A group trip across several currencies

CountClub

Free multi-currency and unlimited expenses, plus reminders to get paid back.

Everyone already has Tricount

Tricount

No new install to ask for: for a one-off event, it's the quickest to start.

A daily flatshare on a tight budget

CountClub

No expense limit, no ads, recurring expenses and period closing.

Long-running balances + item-level receipt scanning

Splitwise

Splitwise keeps the edge on item-level OCR and persistent friends — but those are paid features.

Key features recap

Included & free · Paid / partial · Absent

CountClubTricountSplitwise
Balances & settle-up plan
Debt simplification
Multi-currency conversion
Expense search
Offline mode & sync
Automatic payment reminders
CSV / PDF export
Unlimited expenses

Our recommendation

For most groups, CountClub covers the essentials for free and goes further than Tricount and Splitwise's free plan — no ads, no limits. If you already have Tricount for a one-off, it stays handy; if you rely on item-level OCR, Splitwise Pro makes sense. Best move: try CountClub on your next count, it's free.

Frequently asked questions

What's the best free expense-splitting app?
CountClub is 100% free, ad-free and unlimited, with features others paywall (multi-currency, debt simplification, export) or lack (automatic reminders, payment methods).
Tricount or Splitwise?
Tricount is simpler and fully free; Splitwise is richer but its free plan is capped at ~3 expenses/day with ads, the essentials being Pro-only (≈ $50/yr).
Can you migrate from one app to another?
CountClub imports Splitwise-format CSV files. For Tricount, with export removed, re-entering ongoing expenses is the most reliable method.

Try CountClub, it's free.

Create your first count, share the link, no ads or limits.